Engagement Ring Buying Guide - 15 Top Tips

Engagement Ring Buying Guide

You are thinking about popping the question.  The idea of buying something that is simply perfect is swirling in your head.  You cannot decide which style, shape, material or colour would be ideal.  Engagement rings come in a magnitude of different styles and designs and you want it to be perfect when you pop the question. 

We've put together 15 tips to help in your your quest for the perfect engagement ring...

15 tips to help you find the perfect engagement ring:

1: You need to know your budget. What can you afford?

Sometimes more doesn't mean bigger, it could mean better.  So, for you, what is more important?  Is it the size of the ring?  The way it sparkles? The clarity of the Diamond?  Deciding a budget is important before you start shopping.  You don't want to spend so much on the ring that you cannot afford the wedding.   

2: The four C's of diamonds

To determine what you can afford you need to understand the differences in rings.  Sure, there are different shapes, which we will get into later.  But there are the 4 C's for every diamond ring.  These stand for "colour, clarity, cut and carat".  This is very important and you need to understand what they mean and then decide what is important to you.

Clarity is how clear the Diamond actually is.  All Diamonds have imperfections.  However, you need to know how clear your Diamond is.  Is there a bunch of black pieces within it that you can see?  That is a lower clarity diamond for example.

Colour is another factor in ranking your Diamond.  But, it is also a determining factor for the cost as well.  The better ratings for a Diamond; the higher the cost is going to be.  A very white Diamond will be the highest of quality.  And, as the colour spectrum goes, the Diamond colours turn shades of yellow.  These are graded from "D" being the best, to "Z" being very yellow.  Some people like the yellow, which is why we are going through all the steps to consider when purchasing a diamond ring.

Cut is the shape of the Diamond.  Diamonds come in a various different cuts from Princess cut, to Marquise, Round, Heart. Baggette, Cushion, Oval, Emerald to name a few.  There are many more.  With the shape, there are different facets and the facets play differently within the shapes.  

Caret is a unit of weight and not really about the size of the Diamond as many think.  However, a larger caret will bring you a larger diamond.  The larger the diamond the more expensive it is.  

Now that you know the 4 C's you can determine which ones are important to you and which ones you can let slide.  Of course, if all 4 are of the highest quality and size you are looking at a very large price tag. 

3: What are the most popular stones?

We're talking about the ever popular Diamond for a engagement ring.  However, when it comes down to it, a ladies' engagement ring doesn't have to have a Diamond at all.  In fact, it is quite popular to use a Sapphire, Ruby or Emerald instead.  Some people love their stone to have a little colour.  We have even seen a combination of these coloured stones paired with a Diamond.  These are so popular that Princess Diana's ring was used to propose to the current Duchess of Cambridge.  If it's okay for the royals, then it's okay for us common folk. 

4: What is her ring size?

The stress of getting to the moment and not being able to slip the ring on her finger is one many fear when it comes to a surprise engagement. Fear not, you will be happy to know that you don't need to know an exact ring size, many jewellers will resize a ring free of charge, or offer an exchange for the correct size.  So using your best judgement or using a size taken from another ring, you'll be able to make an educated guess.

5: Check for Quality

This is a little bit harder and well, it has to come from trusting the jeweller that you are purchasing it from.  However, buying a high-quality metal is important for the ring to withstand the test of time.  Don't have your ring made of Sterling Silver if you want it to last a lifetime as that is a very soft metal.  Be sure that you have a harder metal like Platinum. 

6: Can you take out ring insurance?

Yes. You can get insurance on your ring so that if it is lost, you can get it replaced.  Or if you lose the diamond you can get a new one. 

7: Is it safe to buy diamonds online?

Yes! Absolutely, we buy everything else online, so why not.  Just be sure they are a trusted source. 

8: What about shipping?

Yes, make sure that shipping is done with tracking and insurance and signature delivery. 

9: Know the return policy

Most reputable jewellers have a no questions asked return policy, typically within a set time period.

10: Warranties included?

Every jeweller is different but you should understand and know their policies.  Is there any kind of warranty or aftercare support after the purchase of the ring? 

11: Loose Diamonds

You can purchase loose diamonds as well and have them put into a custom setting to make it that much more special. 

12: Custom Settings

Custom settings can be something that you design in your head and explain to a jeweller or choose one that they offer. 

13: Check Reputation

Be sure to check the reputation of the company that you are interested in purchasing from.  Go over their policies and ask questions. 

14: Relax

Buying something this important can be very intense.  Try to relax and use common sense.  Sometimes less is more. 

15: Enjoy

Enjoy the experience and learn something.  Just think, one day you can tell your grandkids how you were looking for a ring for grandma.  This is a fun time in life and don't let the stress of "is it good enough" take away from the joy.

July 30, 2020 — Sameer Khand